Business

What are the differences between working capital and small business loans?

What are the differences between working capital and small business loans?

On the surface, it may seem that there is not much difference between working capital and an SME.  After all, one may argue, it is granted to the business and the unit can apply it to business purposes as per choice. However, this is not true. The main difference lies in the timing aspect. In accounting, there is a concept called as a matching concept. This means that a long-term debt should be applied for long term capex purposes. Alternatively, a short-term working capital loan should be applied for operational expenses. A mismatch can lead to serious solvency crisis for…
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7 questions lenders ask when offering a small business loan

7 questions lenders ask when offering a small business loan

The ultimate aim of every business owner is to gain maximum revenue and grow his/her business in the market. However, in most cases achieving this goal requires working capital. Most small business owners have limited assets and hence they hesitate to apply for a business loan because they have a perception that they will need to submit an asset as a security. For companies with limited assets, availing an unsecured business loan is a good option. There are several types of small business loans to choose from. It is true that securing a collateral free business loan is easier and…
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How to Choose the Location for Your New Business

How to Choose the Location for Your New Business

In the real estate industry where placement is considered everything, location is a popular maxim. Similarly, in the business world, location is as critical as the product itself. Before the search for business space, there is a need to clarify what you require out of it. Developing such a picture may be time-consuming but is worth your time. While many of the mistakes made by start-ups may be easy to rectify, picking an inappropriate location is often an irreversible error. Location determines the success of your business. Here is a guide to help you get the perfect location for your…
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Have a secure and hassle free experience on using a mobile recharge app!!

Have a secure and hassle free experience on using a mobile recharge app!!

There are numerous apps in the industry now, which are used for completing a transaction, especially a mobile recharge without even visiting a recharge shop. These apps are termed as the recharge apps. One can make use of these apps for making a number of cashless transactions. These apps ensure that the transactions made by one using these apps are secure and safe. Also, they ensure their users with refund of their money within next 72 hours, if any of his/her transaction fails or get rejected. These apps have gained prominence among their users in the last few years. It…
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How to launch your e-commerce business in a week

How to launch your e-commerce business in a week

When most people dream of running an e-commerce business, they envision selling an amazing product that’s in high demand and easy to source. Waking up to sales notifications, free from the daily grind, the master of your own schedule. But when it comes to launching an e-commerce business, fear, procrastination, and lack of information can get in the way. It’s difficult to focus when you have so much learn and do. All is not lost though! With a clear plan, and strong focus, you can start your own e-commerce business in just a week. Here’s our full seven day e-commerce…
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Benefits of Working with a Professional Translator

Benefits of Working with a Professional Translator

If you are planning to expand into a new foreign market, then there is a lot you have to cover. In addition to meeting local rules and regulations, you need a professional translator to translate your content into the local language. Hence, you need to hire a translator who is well versed with the local language and culture for this to be successful. Here are five benefits of working with a professional translator. 1. Save Time and Money Working with professional translation services will save you both money and time. Hiring a freelance translator will not guarantee similar results to…
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3 Experts Your Business Needs to Work With to Be Successful

3 Experts Your Business Needs to Work With to Be Successful

When you are running your own business, you often feel as though you have to wear many hats all in the course of one day. If you own a restaurant, for example, you may find yourself helping in the kitchen, manning the cash register or dining hall during rush hour — all while keeping on top of operations. Does this sound familiar? This is actually one of the fundamental truths of being an entrepreneur. While you may be able to spread yourself thin between different departments and responsibilities within your company, some areas are totally out of your league. Not…
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3 Reasons to Hire an Event Management Company for Your Company Event

3 Reasons to Hire an Event Management Company for Your Company Event

No matter what type of corporate event you are planning, whether it is an industry networking event, a product launch, a worker's convention, or something else entirely, there is undoubtedly an immense amount of pressure to ensure that things go smoothly. But, how on earth can you guarantee that? Well, you let the professionals work their magic. Read on to discover the top three reasons to hire an event management company for your company event. 1. An event management company knows what they are doing. Too many companies think that on top of day-to-day operations, they are also going to…
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Why Are Corporate Investigators Hired? What Services Can You Expect From Them?

Why Are Corporate Investigators Hired? What Services Can You Expect From Them?

Has something bad ever happened to you while with an organization, resulting in you being sued by your boss? Are you being held responsible for missing payments or conducting illegal deals with clients? Are you an employer and you think that your inventory is shrinking? Are you worried that someone hacked the main computer of your organization?   In any  of these cases, you need to find out who the true culprit really is. But how is that even possible? Unless you’re Batman, it's probably not possible for you alone to catch the perpetrator red-handed. This is where the role…
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Common Mistakes In Online Businesses

Common Mistakes In Online Businesses

In this advanced age the people believe in working from home and having an online business which doesn’t cost them much and also makes them comfortable at their homes and earn by staying at home. The world has been developing a lot and, in this development, we got online business and earning. Many people started becoming independent on the basis of online business and the large number of people in this field are youngsters. Even the teenagers, the college students we can say are owners of a well-classified and maintained online business. This advancement has basically given the youngsters an…
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